Laima Čepkauskienė launched her company in 1991 owning 20 hectares of arable land. Due to hard work, her agricultural business grew into a large farm with 311 ha of arable land. 172 ha of this land she owns and the rest is being rented from others.
The whole family works on the farm and Laima also hires 4 more employees. The team takes care of 400 cattle, most of which are dairy cattle. Besides, part of the land is dedicated to growing corn and wheat among other grain crops. Some of the crops are being used to feed the cattle and some are sold.
The farm already has a tractor, sprayer, telescopic loader and other heavy-duty vehicles. Now Laima decided to acquire a used combine harvester New Holland CR9080 for €66.5050 including VAT.
The risk class for this project is A.
Value of mortgaged property: €91 250
Loan to current asset value ratio: 70%
Interest will be paid monthly.
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.
Date | Status | Late | Assignment date |
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![]() | Paid | No | 15 February 2021, 00:00 |
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