• Constitution of mortgage on the asset

• Pledge of the social shares: the social shares of the promoter company are pledged in favor of the investors who are going to invest in the project.

LOAN AMORTIZATION

The developer can make a full amortization before month nine from the start of the loan, although he will have to pay the interest corresponding to the full nine months

If you make an early amortization after month nine, it may be partial or total. If it is partial, it must be for an amount greater than 100,000 euros. Amortization after month nine will only carry ordinary interest accrued to date

Risks

Click here to see the specific risks of this project

From the moment an investor formalizes his participation in a project, he is accepting the risk and return of this investment. The loans present the risk of not obtaining the expected return, lack of liquidity, possibility of dilution or, even, loss of the principal of the loan.

At Civislend we work to minimize the risks of investors registered in our platform, exhaustively analyzing and filtering projects so that we only publish projects that meet demanding quality and solvency criteria that maximize compliance with commitments with investors.

Civislend works as a meeting point between promoters and investors, but is not responsible for the success or failure of a project, or for the profitability obtained by the investor.

Before publishing the promoters' proposals, our team of professionals rigorously and exhaustively evaluates each of the projects presented to minimize the risks for investors. For added security, additional review of projects is also carried out by external professionals and independent from Civislend.