• Pledge of the social participations: the pledge of the social participations is made on behalf of the investors who are going to invest in the project.

• Deposit of the company that owns the promoting company.

• Mortgage promise and irrevocable powers of attorney to constitute a mortgage: the promoter grants investors represented by CIVISLEND a mortgage promise as well as specific powers to constitute a mortgage on each of the farms. A mortgage may be constituted in the event that six months from the purchase in public deed of a property without it being sold.

Risks

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From the moment an investor formalizes his participation in a project, he is accepting the risk and profitability of this investment. Loans present the risk of not obtaining the expected return, lack of liquidity, possibility of dilution or even loss of the principal of the loan.

At Civislend we work to minimize the risks of investors registered on our platform, exhaustively analyzing and filtering projects so that we only publish projects that meet stringent quality and solvency criteria that maximize compliance with investor commitments.

Civislend functions as a meeting point between developers and investors, but is not responsible for the success or failure of a project, or for the profitability obtained by the investor.

Before publishing the proposals of the promoters, our team of professionals evaluates in a rigorous and exhaustive way each one of the projects presented to minimize the risks of the investors. For added security, additional project review is also performed by external and independent Civislend professionals.